(425) 828-6822 Kirkland, WA

Seattle, Kirkland, WA. - Long Term Care Insurance

Understanding Long Term Care Insurance: Your Future is Our Priority


Welcome to Best Contractors Insurance & Bonds Washington, where we care about your future and your peace of mind. Life is full of uncertainties, and as we age, the need for long-term care becomes a reality for many of us. Here in Seattle, Kirkland, WA., we’re committed to helping you understand the importance of long-term care insurance and how it can safeguard your financial well-being. For personalized assistance, don't hesitate to call us at 425-828-6822.

Why Long Term Care Insurance?

Long-term care insurance is designed to cover the costs of services that assist with activities of daily living, such as bathing, dressing, and eating. It’s not just for the elderly; anyone can require long-term care due to chronic illness, disability, or injury. By planning ahead, you can avoid the high costs of long-term care services, ensuring that you or your loved ones receive the necessary care without depleting your savings. Reach out to Best Contractors Insurance & Bonds Washington at 425-828-6822 to learn more.

Typical Claims Covered

When considering long-term care insurance, it’s essential to know what types of claims are typically covered. Here are some common scenarios:

In-Home Care

Services provided in your own home, such as nursing care, physical therapy, and assistance with personal care.

Assisted Living Facilities

Costs associated with living in a facility that offers help with daily activities while promoting independence.

Nursing Home Care

Comprehensive care in a nursing home setting, including medical and non-medical support.

Adult Day Care Services

Daytime care services for adults, providing social activities and health services in a safe environment.

Home Modifications

Financial assistance for modifying your home to accommodate mobility challenges, such as installing ramps or grab bars.

Respite Care

Temporary relief for primary caregivers, giving them a break from the daily responsibilities of caregiving.


Planning for the Future

It’s never too early to start thinking about long-term care insurance. By planning now, you can choose a policy that meets your needs and fits your budget. At Best Contractors Insurance & Bonds Washington, we’re here to guide you through the process. Our experts will help you understand your options and select the best coverage. Call us today at 425-828-6822 to schedule a consultation.

The Cost of Long Term Care

The cost of long-term care can vary widely based on the type of care and location. Here’s a quick look at average costs:

Type of Care Average Annual Cost
In-Home Care $50,000
Assisted Living Facility $48,000
Nursing Home Care $100,000

Get Started with Best Contractors Insurance & Bonds Washington

Don’t wait until it’s too late to secure your future. Contact Best Contractors Insurance & Bonds Washington today to learn more about long-term care insurance. Our team is dedicated to providing you with the best possible service and support. Call 425-828-6822 or fill out our online quote request form to get started.